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Posted: Tuesday, January 16, 2018 5:11 AM

Job Description:/h3:
Position Purpose:
A Disclosure Specialist will analyze fees based on loan type and loan program to issue complaint loan disclosures in residential real estate lending transactions. The Disclosure Specialist will have the ability to ensure timely delivery and that loan(s) have been disclosed in accordance with state, federal and investor regulations.
Essential Functions and Basic Duties:
:Ensure loans are disclosed or re:disclosed in a timely manner and in compliance with state, federal, investor and company regulations
:Complete compliance review to ensure loan meets ATR/QM, RESPA, TILA, TRID, HPML, ATR/QM, MDIA, HUD, VA, USDA and investor guidelines for fee compliance
:Disclose loans within posted turn times utilizing the 3 Day work queue ensuring delivery within 3 days of loan application date (excluding weekends and holidays)
:Review and complete Change of Circumstance/Re:disclosure requests within posted turn times utilizing the Re:disclosure work queue
:Order FHA case numbers and FHA/VA case transfer requests as requested through disclosures email box
:Respond to QC findings as needed
:Assist other departments as needed
Required Knowledge:
:Working knowledge of ATR/QM, RESPA, TILA, TRID, ECOA, MDIA, HPML and investor guidelines.
:Knowledge of mortgage banking, emphasizing loan programs requirements, disclosures and legal requirements.
:Knowledge of personal computers and applicable software. (Microsoft office, Microsoft Outlook)
Experience Required:
:2 years Customer Service Experience
:One Year Processing or disclosure experience (preferred not required)
:Strong mathematical skills
:High degree of attention to detail
:Ability to coordinate multi tasks and meet aggressive time frames
:Strong verbal and written communications skills
:Strong problem solving skills
:Excellent interpersonal and organizational skills
:Ability to work productively in a fast paced, sometimes stressful environment
Required Education:
:Graduation from high school or equivalent (GED)Company Description:/h3:
Scenic Oaks Funding is the largest purchase mortgage lender in Stanislaus County. As a regional Mortgage Banker headquartered in Modesto, CA we offer a wide variety of programs to suit our customers specific needs. Through our affiliated partnership with PMZ Real Estate and Century 21 M and M and Associates we are committed to providing elite customer service and helping individuals achieve their home:ownership goals.
Our employees enjoy an open door policy, unlimited day to day support and the ability to make a real difference in our companys success. We focus on Service and Quality, this focus has attributed to our tremendous growth and success. If you are looking for a positive work environment with the ability to advance in your career, Scenic Oaks Funding provides the perfect solution


• Location: Modesto

• Post ID: 25459072 modesto is an interactive computer service that enables access by multiple users and should not be treated as the publisher or speaker of any information provided by another information content provider. © 2018